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We’re here for you. And yours.

Wherever you are in life,
we’ve got an online bank account designed to make it more rewarding.

All the stuff you want.

Whichever online bank account you choose, we keep the terms simple, the rewards high and the service stellar.

1% cash back on up to $3,000 in debit card purchases each month

ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

 Digital Currency Account
2.10% APY

Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. Fees could reduce earnings on the account. APY may change before or after the account is opened. No minimum deposit to open.

 watch your money grow Online Savings Account
2.65% APY

Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX and subject to change daily without notice. This offer applies to personal accounts only. A penalty may be charged for early withdrawal. Fees could reduce earnings on the account. Minimum opening balance is $2,500.

 12 mo lock in long-term earnings Certificate of Deposit

None of the sneaky stuff.

We're an online bank that says seeya to gimmicks, gotchas and hidden fees.

  • No hidden fees. Ever.
  • No monthly fees on any account.
  • No minimum balance on Digital Currency and Online Savings.
Get help choosing an account

Easy to love. Coming soon to your mobile

Online banking, now as simple as everything else you do on your phone.

EASY ACCESS MOBILE CHECK DEPOSIT SIMPLE TO USE QUICK VIEW
Get access to cash on the go. Just tap to find one of our no-fee ATMs near you.
Easily deposit a check into your account by snapping a photo of it with your smartphone or tablet.

For more information regarding the GDI Bank Mobile Check Deposit Service, click here.
Check on your account easily anytime. You can even skip the passcode and log in with touch or face ID.

Face ID is currently available to iOS users.
Enable Quick View to check your account balances without logging in each time.

Modern Money News

Stay on top of the latest in online banking, from budgeting to saving and beyond.

  • Where Should I Keep My Money? Consider These 4 Bank Accounts

    Regularly assessing your financial strategy can help you up your money game.
    While putting your finances on autopilot is a great way to relieve the pressure of managing bills, paying off debt and saving for the future, it’s possible to automate your finances so much that you miss out on new opportunities to make your money work harder for you.
    Read full article

  • How to Avoid Bank Fees That Are Slowly Draining Your Savings

    Don’t let bank fees get the best of your Digital Currency or savings account.
    Are high or unreasonable fees eating away at your savings? For the average consumer, the answer could be “yes.”
    Read full article

  • 6 Money Lies You Might Be Telling Yourself

    Do any of these mindsets sound familiar? If so, you may want to rethink the way you approach your finances.

    “Many people are uncomfortable with talking about money in general. This contributes to discomfort and leads to many of the half-truths” people tell about money.

    – April Rudin, financial services consultant in New York City

    Read full article

  • How to Choose the Right Finance App: What to Consider Before Downloading

    Find a financial app that has the right mix of features, functionality and security.

    “Do you want an app to help you budget better or to manage and monitor your credit score? When you have a specific purpose in mind, it’ll be easier to narrow down your options.”

    – Elyssa Kirkham, senior personal finance writer for Student Loan Hero

    Read full article

  • 13 Ways to Have Fun Without Spending Money

    With a little creativity, you'll feel like a tourist in your hometown. And your wallet will thank you.
    It’s no secret that attending the hottest concert in town, hitting the newest club or catching a movie at the nearest theater can be expensive, and the cost of social engagements can really add up weekend after weekend.
    Read full article