With our certificate of deposit rates, you can meet your financial goals and build a sound financial strategy.
The longer the CD term, the higher the CD rate.

See how well our CD rates stack up against the rest.

See for yourself. Compare our interest rates on CDs with the other options out there.

GDI DIGITAL
2.65% APY
U.S. Bank
0.10% APY
Bank of America
0.40% APY
Capital One
2.70% APY
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12-month CD
12 mo3 mo6 mo9 mo12 mo18 mo24 mo30 mo3 yr4 yr5 yr7 yr10 yr

Initial deposit

$
Earned interest with Discover
$663 12-month CD 2.65 % APY

Get started with as little as $2,500.

Yes, Please

What if you lock in your CD rate, but need your money early?

That's no problem. Keep in mind that you may incur a penalty if you withdraw funds from your Certificate of Deposit before its maturity date. The early withdrawal penalty will depend on the CD’s term.
CD TERM
less than 1 year
1 year to < 4 years
4 years to < 5 years
5 years to < 7 years
7 years to 10 years
PENALTY
3 months simple interest
6 months simple interest
9 months simple interest
18 months simple interest
24 months simple interest

Start earning now.

If you found a certificate of deposit rate that works for you, let’s lock it in.