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Online Savings Account

Turn your savings into something.

Open an Account
2.10% APY
Grow your money with a savings account interest rate over 5x the National Savings Average.

We’re different where it counts.

Maximum savings with minimum hassle. That’s what our Online Savings Account is all about.

GDI DIGITAL
Online Savings Account
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Chase

Chase Savings

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Citibank

Citi Savings

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Bank of America

Rewards Savings Account

Annual percentage yield

 2.10% 0.01%0.04%0.03%

Interest compounded/paid

 Daily/Monthly Monthly/MonthlyDaily/MonthlyDaily/Monthly

Minimum opening deposit

 $0 $25$0$100

Monthly fee

 $0 $5$4.50$8

Minimum balance required to waive monthly fee

 $0 $300 minimum daily balance$500monthly average balance$500minimum daily balance

First Fee Forgiveness

 yes yes yes yes

Your interest earnings

 $315.26 $1.50$6.00$4.50
See how much you can earn annually on

Please enter an amount between $1 and $5,000,000.

Enter your savings amount.

Save yourself the hassle.

Our high-yield Online Savings Account comes with no hidden fees and First Fee Forgiveness. Should you need it, your first fee is on us.

$0
  • Monthly maintenance
  • Official bank check
  • Expedited delivery for official bank checks
  • Incoming wire transfers
  • Deposited item returned (per item)
$15
  • Excessive withdrawal (per item)
  • Stop payment order for 6 months
$30
  • Insufficient funds (1 fee max per day)
  • Wire transfer (for outgoing wires)
Get Started

Add a little fuel to your future.

See how fast 2.10% APY adds up with our high-yield Online Savings Account calculator.

$
5 Yearsyrs
$16,644
$315
1 yr
$637
2 yrs
$966
3 yrs
$1,301
4 yrs
$1,644
5 yrs
WITH OTHER BANKS
Customers at Chase would earn only $8 in interest.
Compare other banks
Open an Account
Other banks

Interest you’ll earn with us:

$1,644
With them:
Chase $8
Bank of America $23
U.S. Bank $8
Citibank $45
Wells Fargo $8
Fifth Third Bank $8
PNC Bank $8
Capital One $769
Ally Bank $1,727

You’re on the go. So are we.

Your Online Savings Account can be with you at all times.

MOBILE CHECK DEPOSIT EASY TRANSFERS SIMPLE TO USE QUICK VIEW
Easily deposit a check into your account by snapping a photo of it with your smartphone or tablet
It’s easy to transfer money from one account to another.
Check on your savings account easily. Anytime. You can even skip the passcode and log in with touch or face ID.
Enable Quick View to check your savings account balance without logging in each time.

Modern Money News

From your dream vacation to your emergency fund, explore what your Online Savings Account can do for you.

  • Travel in Style: 9 Ways to Save Money on Weekend Trips

    Looking for a weekend getaway? Take the trip you want on the budget you want.

    In many cases, you can get a better hotel rate and travel on a budget if you book Saturday through Monday versus Friday through Sunday.

    – Mahesh Chaddah, co-founder of Reservations.com

    Read full article

  • 4 Steps to Start an Emergency Fund From Zero

    If you're building an emergency fund from scratch, start with these four steps.

    “Reduce your frustration and risk of
    de-motivation by setting milestone goals to work toward.”

    – Kerri Moriarty, head of company development
    for Cinch Financial

    Read full article

  • 4 Benefits of Using Online Savings Accounts

    Why use a savings account? We’ve got 4 reasons for you.
    When you are shopping for a savings account and comparing Online Savings Account benefits, you’ll want to consider the annual percentage yield (APY) in addition to the interest rate. The APY is the amount of money you’ll earn on your account balance over the course of a year, with compounding factored in.
    Read full article

  • How Does Savings Account Interest Work? Here’s Your Guide

    Confused by the concept of interest? This video will help set the record straight.

    “When returns earn returns, your money can really start to grow. Here’s an example of how compounding works: If I give you a penny every day and promise to double it, at the end of a month you would have (drumroll) over $10 million.”

    – Liz Weston, a certified financial planner and columnist at the personal finance website NerdWallet

    Read full article

  • 5 Lifestyle Changes That Will Save You Money—And Make You Healthier

    Accomplish your savings and health goals with this list of tips.

    Getting personally and financially fit are really similar. Your calorie intake is like your spending. Eat fewer calories than you use, and you lose weight. Spend less money than you make, and you save.”

    – JT, founder of personal finance blog Just Making Cents

    Read full article

Ready to start saving?

Say the word and we’ll get our savings account interest rate working for you.

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