Money Market Account

Get cash on the go and earn interest while you’re at it.

Open an Account
If you want to earn interest but need easy access to your cash via ATM, debit and checks, our Money Market Account is for you.

1.95% APY

for balances under $100,000

2.00% APY

for balances $100,000 and over

No hidden fees? No problem.

Our Money Market Account comes with no hidden fees and First Fee Forgiveness. Should you need it, your first fee is on us.

$0
  • ATM use (in the U.S.)
  • Replacement debit card
  • Expedited delivery (for replacement card)
  • Official bank check
  • Check reorder
  • Account closure
  • Deposited item returned (per item)
  • Incoming wire (from an external bank)
$10
  • Minimum balance fee
  • (per statement cycle)
$15
  • Stop payment (per request)
  • Excessive withdrawal fee (per item)
$30
  • Outgoing wire transfers
  • Insufficient funds fee (1 fee max/day)
Get Started

It’s your future. We just help make it count.

See how soon you can get where you're going with our money market interest rate calculator.

$
5 Yearsyrs
$16,520
$292
1 yr
$590
2 yrs
$894
3 yrs
$1,204
4 yrs
$1,520
5 yrs
WITH OTHER BANKS
Customers at Chase would only earn $8 in interest.
Compare other banks
Open an Account
Other banks

Total interest you’ll earn with us

$1,520
With them:
Chase $8
Wells Fargo $38
Ally $769
U.S. Bank $38
Citibank $60
Fifth Third Bank $38
PNC Bank $83
Capital One $1,561

We’re right on your way.

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    Take your account with you.

    Our app helps you make the most of your Money Market Account wherever you are.

    FREEZE DEBIT CARD FAST CASH MOBILE CHECK DEPOSIT SIMPLE TO USE
    Temporarily freeze your debit card from the app if you ever misplace it.
    Get access to your Money Market Account on the go with one of our no-fee ATMs near you.
    Easily deposit a check into your account by snapping a photo of it with your smartphone or tablet.
    Check on your Money Market Account easily. Anytime. You can even skip the passcode and log in with touch or face ID.

    Modern Money Blog

    Learn how to make a Money Market Account your secret weapon for managing your spending while saving for what’s ahead.

    • 4 Benefits of a Money Market Account

      Can a bank account have super powers? See for yourself with a Money Market Account.

      One of the advantages of Money Market Accounts is your ability to earn more interest than you would on a checking account.

      –Randy Becker, owner of Becker Retirement Group

      Read full article

    • Money Market Accounts vs. CDs: Which is Best for You

      Learn how interest rates and convenience could impact your savings decision.
      Money Market Account vs. CD really depends on why you’re saving and how you’d like to access your money. No matter your preference, you’ve got choices.
      Read full article

    • 4 Ways You Can Start a Money Savings Challenge

      Ready to see your savings grow? Here are four ideas to inspire your very own money savings challenge.

      “Saving is hard. If you don’t keep reminding everyone, people forget. They can come up with excuses.”

      –David Ning, writer of personal finance blog MoneyNing

      Read full article

    • To Spend, or to Cut? 4 Questions to Help You Avoid Unnecessary Expenses

      Consider your material and emotional values to decide which expenses belong in your budget.

      “In the beginning, when we were first trying to reduce our expenses, the reward was the relief to sleep at night without worrying about living paycheck to paycheck. We kept going even after we left the paycheck-to-paycheck cycle because then budgeting became fun. It wasn’t about deprivation anymore. It was about laying out a path to get whatever we want in life.”

      – Rosemarie Groner, who blogs at The Busy Budgeter

      Read full article

    • How to Be Frugal Without Cramping Your Style

      Don't let the word "frugal" scare you. Here are some easy ways to cut back without cutting out everything you like.

      “Being frugal is not about sitting at home trying to avoid spending money. It’s about deciding what’s important to you in life and choosing to spend less on the things that don’t matter.”

      – Vanessa Lumby, co-founder of CashCowCouple.com

      Read full article

    Get the best of both worlds.

    Enjoy high-yield money market interest rates plus easy access to your cash.

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